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FBM and Associates Inc does not legally guarantee removal of all negative items

nor guarantees any approval of any kind. "FBM and Associates Inc only consults

and gives experienced advice that is based off of different actual experiences.

All clients have two rounds for the opportunity for any number of erroneous

information to be removed.

All and any monies paid are for consultation and not on a performance basis,

in addition on all payment plans any delay whatsoever regardless of situation

will cause a delay in results we will only resume once payment resumes,

payments are not pay for performance, payments are an opportunity given

by FBM and Associates Inc to assist clients with their payments towards

their payments by allotting more time to pay consultation fees.